Best Online Banking Options

I’m going to give you some of my top picks for the best online banks.

If you’re doing research on online banks and you want to stay. 

My top online bank accounts.

I don’t have to stress online- I use the following criteria to choose my top online bank accounts.

At the base of my list can’t have any physical branches, they must have a very strong online and mobile platform, they can’t have excessive fees, and they must give you a free debit card to access your money, and of course they all have to be FDIC insured.So you know that your money is safe. 

Symbol is a mobile banking service with a focus on payments and budgeting. They were founded in 2009 and what makes them special are the built-in tools to help you with budgeting and saving money. 

Let’s take a look at their website and go over some of their features. They have no monthly fees or overdraft charges and they have no minimum balance requirement. You get automated budgeting tools with your account. You have no monthly service charge, no monthly requirements to open, and no overdraft fees. You can make a mobile check deposit and you get a debit card for spending. You can earn interest on your account with simple and at the time of this article the apy is 0.01%. You have access to 40,000 ATMs in the AllPoint Network and there are no fees for using out of network ATMs. There’s a 1% International transaction charge when using your debit card outside of the US. The only cause that I see what the symbol accounts are there is no Standalone savings account or CDs and no online bill pay feature.

I got a lot of people asking about it so far so I wanted to touch on it in this article. Font Securities LLC is a registered broker-dealer so my money is a cash management account and is actually a brokerage account. Now that I’ve clarified exactly what the fight is, let’s look at their website and go over some of their features.  You pay no account fees, there’s no ATM fees, at 55,000 ATM’s.

If you have recurring $500 monthly deposits you can earn cash back rewards and earn interest on your savings. With monthly deposits of $500 or more you’re on a 0.25 apy aren’t a 0.01 apy. 

You pay no account fees, no minimum fees, no overdraft fees, and you also get a money debit card. It does not support it, they’ll for transfer money and it’s not actually a bank account which may not really matter as long as you get the features that you’re looking for